Inheritance · Intestacy

Die without a will in Cyprus and the law writes one for you.

It is a rigid will, it cannot be argued with, and for a surprising number of families it produces very nearly the outcome they would have chosen anyway. The trouble is that it decides who administers the estate, and that is where the delay lives.

4Classes of relative
EqualSpouse's share, beside each child
6thFurthest degree that inherits
NilInheritance tax either way
The short answer

Cap 195 has an answer for every family

Die intestate, meaning without a valid will, and your estate is distributed under the Wills and Succession Law, Cap 195. There is no discretion in it. The law sorts your surviving relatives into four classes, works down them in order, and stops at the first class with anybody in it.

Your surviving spouse sits outside that ladder and takes a share alongside whichever class inherits. How large a share depends entirely on how close the surviving relatives are.

Here is the part most people get wrong. Because Cyprus already reserves most of an estate for close family through forced heirship, dying intestate is far less dramatic here than in a country with full testamentary freedom. In England, no will can mean the wrong people inherit. In Cyprus, the statutory portion would have gone to those same relatives regardless. What you lose is the quarter you could have directed, and a great deal of time.

What intestacy costs you

  • The disposable portion, which your will could have directed
  • Your choice of who administers the estate
  • Any chance to elect your own national law
  • Months, while the heirs agree on an administrator
The ladder

Four classes, and the first one wins outright

Each class excludes every class below it. One surviving child means the deceased's siblings and parents take nothing.

1

Children, and the descendants of any who died first

Grandchildren step into the share their parent would have taken. If anybody in this class survives, the ladder stops here.

Excludes classes 2, 3 and 4
2

Parents and siblings

Reached only where there are no children or grandchildren at all. Descendants of a sibling who died first take that sibling's share.

Excludes classes 3 and 4
3

Grandparents and other ascendants

The generation above your parents, where nobody nearer survives.

Excludes class 4
4

Relatives to the sixth degree

Cousins and further out. Beyond the sixth degree the law stops looking, and where there is no spouse either the estate passes to the Republic.

The last rung
The spouse

A share that moves with the company it keeps

The surviving spouse always takes something. How much turns on which class is inheriting alongside them.

Who else survivesThe spouse takesThe rest goes to
Children or their descendantsAn equal share with each childThe children, in equal shares
Parents, siblings, grandparents or other ascendantsOne halfThat class, between them
Only relatives to the sixth degreeThree quartersThose relatives
No relative within the sixth degreeThe whole estateNobody else

Read the first row carefully, because it is the one that catches people out. The spouse does not take a half, or a third, as a fixed rule. They take a share the same size as each child's. A spouse with two children takes a third. A spouse with four children takes a fifth. The more children, the smaller the surviving spouse's share becomes, which is the opposite of what most people arriving from Northern Europe assume.

The instrument

Who would inherit, on your family

Enter who survives you and this applies the Cap 195 order. It runs in your browser and nothing is sent anywhere.

Descendants of a child or sibling who died before you step into that person's share, which this simplifies. Cap 195 as at 2026. Property held jointly, and anything passing outside the estate, follows its own rules and is not counted here.

Under intestacy
A third each

Want this checked against your own family?

Send us what you have entered and we will come back to you on what it means, including whether a will would change it. No newsletter and no mailing list, just a reply from someone who works on these.

The real cost

The delay is the damage

Where there is a will, the executor named in it applies to the court for a grant of probate and can begin. Where there is not, somebody has to be appointed administrator instead, and the heirs must agree on who that is before the application can be made.

That single requirement is what turns a straightforward estate into a slow one. Agreement is easy in a close family and close to impossible in a fractured one, and until it is reached nobody can deal with the bank, the Land Registry or the tax file. The estate simply sits.

The probate and administration page sets out the sequence and the realistic timescales for both routes.

What a will fixes, cheaply

  • Names your executor, so nobody has to agree on one
  • Directs the disposable portion
  • Carries an Article 22 election for your national law
  • Can be drafted and witnessed in an afternoon

If you own property here, the practical case for a Cyprus will has very little to do with tax. There is no inheritance tax in Cyprus either way. It is about who is allowed to act, and how quickly. What a valid Cyprus will requires is short enough to read in one sitting.

Questions

Intestacy in Cyprus, asked properly

Cap 195 distributes the estate through four classes of relative, each excluding the next: first children and the descendants of any child who died before you, then parents and siblings, then grandparents and other ascendants, then relatives out to the sixth degree. The first class with a surviving member takes everything that is not the spouse's. A surviving spouse inherits alongside whichever class applies.
It depends on who else survives. Where there are children or their descendants, the spouse takes a share equal to each child's, so a spouse and two children take a third each and a spouse with four children takes a fifth. Where there are no descendants but parents, siblings, grandparents or other ascendants survive, the spouse takes one half. Where only relatives to the sixth degree survive, three quarters. Where no relative within the sixth degree survives, the whole estate.
Less bad than in a country with full testamentary freedom, and this surprises people. Cyprus already reserves the statutory portion for close family under forced heirship, so those relatives would have inherited most of the estate whether or not you left a will. What intestacy actually costs you is the disposable portion, the ability to name your own executor, the chance to elect your national law, and a good deal of time.
If there is a surviving spouse but no relative within the sixth degree, the spouse takes the whole estate. If there is neither a spouse nor any relative within the sixth degree, the estate passes to the Republic of Cyprus. In practice this is rare, because the sixth degree reaches a long way out into cousins.
Because somebody has to be appointed to act. A will names an executor who can apply for a grant of probate straight away. Without one, the heirs must agree among themselves who should be appointed administrator before any application can be made, and until that is settled nobody can deal with the bank, the Land Registry or the tax file. In a close family that is a formality. In a fractured one it is where estates stall for years.

Own something here and have no Cyprus will?

Tell us what you own and who is in the family, and we will set out plainly what would happen as things stand and what a short will would change.

Request a consultation

Sources and verification

Checked against primary legislation and official publications on 5 August 2026.

Two simplifications are worth naming. Descendants of a child or sibling who died before you step into that person's share, which the calculator does not model. And several published summaries state that the surviving spouse takes one half without noting that this applies only where there are no descendants: where there are children the spouse takes a share equal to each child's, which gets smaller the more children there are. This page is general information, not tax, legal, immigration or investment advice, and individual circumstances change the answer.