Moving from Germany

Moving to Cyprus from Germany

The move itself is simple: free movement, a €20 registration, no visa. The tax exit is where German departures go wrong, and the rule most people are still quoting was repealed in 2022.

€20To register as an EU citizen
1%Shareholding that triggers exit tax
7Instalments, not indefinite deferral
0%Cyprus tax on share disposals
The pull

Why Germans look at Cyprus

The gap on retained profit is large

Germany takes roughly 30% at corporate level and another 26.375% on distribution once the solidarity surcharge is counted. Cyprus takes 15%, and a non-domiciled shareholder pays no Special Defence Contribution on the dividend, leaving only capped health contributions. Over a decade of distributions the difference is not a rounding error.

It is still the EU

Same single market, same free movement, same regulatory logic, and no visa at any point. For a German passport holder the administrative move is genuinely trivial compared with relocating to Dubai or the UK.

English runs the professional layer

Courts, contracts, banking and accounting operate in English as standard. German is not spoken widely, but for most incoming founders the working language question resolves itself.

The numbers

Germany and Cyprus, side by side

Headline positions for 2026. Personal circumstances move all of these.

GermanyCyprus
Corporate tax on profits~29.9%
trade tax varies by municipality
15%
flat, all companies
Tax on dividends received26.375%
plus church tax if applicable
0%
non-dom, GESY capped at €4,770
Gains on selling company sharesTaxed
partial exemption regimes apply
0%
unless the company holds Cyprus property
Top personal income rate45%
plus solidarity surcharge
35%
above €72,000
Crypto held over one year0%
still law for 2026, reform targets 2027
8%
flat, no holding period
Inheritance taxUp to 50%
by class and value
None
abolished in 2000

Comparative rates as at 2026. German trade tax varies by municipality so the corporate figure is a common effective range rather than a single statutory rate. Note the crypto line carefully: Germany is currently the better answer for a patient long-term holder, and would stop being so if the planned reform passes.

Getting yourself here

Getting in is the easy part

A German passport is an EU passport, so none of the immigration machinery applies to you.

Any German citizen

Free movement. Enter on your passport or ID card, stay three months with no formality at all, then register on form MEU1 for the yellow slip within four months of arriving. The fee is €20. Nobody assesses whether Cyprus wants you.

€20, about 4 months in

Founders relocating a company

You do not need the Business Facilitation Unit route that non-EU founders use, but the underlying company setup is the same. The decision worth taking early is whether the German company is wound down, kept, or left as a holding, because it interacts directly with the exit tax position below.

Take advice before you move

Remote employees

No permit needed. The question is not immigration, it is whether your German employer can lawfully employ you from Cyprus and where social insurance falls, which turns on EU coordination rules rather than on tax.

Employer-side question

Retirees

Free movement again, with sufficient resources and health cover as the registration ground. German pension taxation continues to follow German rules and the double tax treaty, so this is the group most likely to be surprised, in both directions.

Check the treaty first

Buying a home

Buying as a German citizen

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The step that matters most is the same for everyone: deposit the contract of sale at the Land Registry within six months of signing, and instruct your own lawyer rather than the developer's.

The UK side

The Wegzugsteuer, and the privilege that no longer exists

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.

What replaced the deferral

On application, the assessed tax can be paid in seven equal annual instalments rather than at once. The tax office will generally require security. It is a payment plan, not a reprieve, and it has to be applied for rather than assumed.

Why the destination still matters

Cyprus does not tax gains on the disposal of shares, provided the company does not hold Cyprus immovable property. So the German charge crystallises on departure, but the eventual real sale afterwards is untaxed on the Cyprus side. The planning question is about timing and valuation, not about finding a country that avoids the exit charge.

Once you land

German practicalities

Abmeldung

Deregistering your German residence is the formal act that starts most of the clocks, including the one for exit taxation. Do it deliberately and with advice, not as an afterthought once you have already gone.

Church tax

Kirchensteuer follows German residence, so it ends when that does. For higher earners who have been paying it, this is a quiet and immediate saving that nobody mentions in the brochures.

Driving licence

As an EU licence holder you are not obliged to exchange, though many residents do so for convenience once settled. This is genuinely simpler than the position for arrivals from outside the EU.

Social insurance

Which country you contribute in is decided by EU coordination rules, not by where the salary is paid from. Get this settled before the first payroll run rather than unpicking it later.

Questions

What Germans actually ask us

No. Germany is an EU member state, so free movement applies. You can enter on a passport or national identity card and stay three months with no formality. Beyond that you register on form MEU1 for the yellow slip, which costs €20 and is a registration of an existing right rather than a permission that can be refused.
Under §6 AStG, if you hold or have held in the previous five years at least 1% of the shares in a corporation, leaving Germany is treated as a deemed disposal of those shares at market value. The unrealised gain is taxed at your personal rate, up to 45% plus solidarity surcharge, even though nothing has been sold and no cash has arrived. If you own a GmbH, assume it applies and take advice before you deregister.
No, and this is the most common piece of out-of-date advice about German departures. Indefinite interest-free deferral for moves to an EU or EEA state was abolished by the ATAD Implementation Act with effect from 1 January 2022. What remains, on application, is payment in seven equal annual instalments, and the tax office will generally require security.
Not automatically, and we would rather say so. Germany still exempts private crypto gains entirely after a one-year holding period, which beats the Cyprus flat 8% outright for a patient holder. Cyprus wins where you trade, swap or rebalance frequently, because its 8% ignores holding period and frequency. Note that the German exemption is under active political pressure, with reform aimed at 2027, so the comparison may not hold.
Pension taxation is governed by German domestic rules and by the double tax treaty between the two countries, and the answer differs by pension type. This is the single area where retirees most often assume the wrong outcome, in both directions, so it is worth a specific answer for your specific pensions rather than a general rule.
Ordinary German tax residence ends with residence, but several tails can persist: the exit charge on shareholdings, extended limited tax liability in some circumstances, and continuing German-source income such as rental property. Leaving simplifies your position over time; it rarely severs it on the day you go.

The Cyprus Tax Guide 2026

Ten pages: the reform in one table, the non-dom regime, the domicile test people get wrong, and the honest country comparison. Free, instantly.

One email with the PDF. No sequence, no spam, unsubscribe is one click.

The exit is the expensive part.

For anyone holding 1% or more of a German company, the order of valuation, deregistration and distribution decides the bill. All of it is easier to arrange before you go.

Sources and verification

Checked against primary legislation and official publications on 5 August 2026.

One figure on this page deserves a flag. The Category F processing backlog is not published by the Migration Department at all; the widely quoted range comes from practitioner reports rather than an official statistic, and we say so where we quote it. Everything else above is legislated. This page is general information, not tax, legal or immigration advice.